Supercharged digital
core banking at scale
Exceptional customer experience is the top priority for banking and financial leaders, and it ought to be.
Achieving true customer-focused banking means transforming the heart and soul of your bank – the core banking system – the front and back office software responsible for processing daily banking operations. A modern digital core banking platform enables banks to operate more swiftly, intelligently and in a cost-effective, scalable manner. Intuitive automations, cloud-based core banking-as-a-service models, coupled with intuitive business innovations and deployments allows banks to power innovative, digital customer experiences like never before.
Our digital core banking platform, available in conventional and Shariah-compliant versions provides all the key critical functions and competencies required to power and support your institutions current and future banking ambitions. We can ensure you meet the demand for supercharged customer experiences that push the boundaries of what customers expect.
A robust digital core banking solution to take your business to new heights.
Digibanc encompasses the critical back office functionalities and workflows that are required for delivering digitally supercharged banking at a scale. Serving conventional, Islamic, Microfinance banking and more, the Digibanc digital core banking platform is modular, secure and are able to work with any legacy system and IT architecture, empowering financial institutions to attain their business goals and aspirations.
Key features
SaaS Ready
Improve agility and cost economies with our digital core platform available on SaaS to deliver superior performance to your business.
Cloud-Native
Guarantee enhanced cost efficiencies and agility with a scalable and agile private or public cloud deployment.
API First Architecture
Utilizing cutting edge micro services to orchestrate and launch new products and services, faster.
Advanced
Analytics
Get real-time, in-depth analytics on your customers and business to ensure you stay a step ahead of the market.
Designed to Scale
Our core banking platform is designed to scale as your business grows, ensuring you keep pace with your customer needs.
Connected Ecosystem
Reduce complexity and increase team collaboration through a connected ecosystem of micro services and APIs.
Composable Architecture
Read-to-market components are integrated into our solution giving you the edge when creating new digital experiences.
Multi-Tenant Operability
Minimize costs while expanding operations across multiple fronts, catering to customers anywhere, anytime.
Conventional Core Banking
Digibanc BankSmart is a highly scalable, rapidly deployable multi-module core banking solution catering to the needs of conventional banks, fintechs and start-ups.
Islamic Core Banking
Digibanc IslamicBanker is the world’s first Shariah-compliant digital core banking software specially designed for Islamic Finance institutions and businesses.
A Digital Core Like Never Before
Discover how you can engineer your critical processes around your most valuable stakeholder: your customer.
Opt for an open, cutting edge, agile platform that will help you deliver the ultimate customer and employee experience, drive sustainable growth, and deliver the innovations for teamwork and partnership.
Think outside-the-box and architect the digital future of your bank with our core banking solutions, BankSmart and IslamicBanker.
BankSmart
Digibanc BankSmart is a highly scalable, rapidly deployable multi-module core banking solution that is instinctively built using cutting edge open API technologies that enable and empower the financial institutions we work with to go above and beyond the traditional core banking requirements.
Built on our proprietary Originex framework, BankSmart has entrenched itself as the market flagbearer in core banking platforms for the next wave of digital financial technology with operabilities that take them above and beyond.
Banks are transforming themselves into digital businesses. BankSmart helps them get there by increasing openness, agility and scalability through an array of technology and processes that are designed by bankers for bankers.
Economize operations and leverage performant core banking competencies anytime, anywhere.
Integrated product directory to help target products for cross-selling to existing and new customers.
Customizable & Agile
Create products, run schemes, customize to a customer level and deliver a profitable, laser focused banking and finance initiative.
Covering all retail and corporate banking areas, offer a complete solution to customers ranging from credit and lending to CASA accounts and payments.
Compose your Bank
Combine capabilities and functionalities from across the entire Digibanc suite to yield innovative and customer focused products.
Create new products quickly and manage them end-to-end, with initial design and launch achieved within record time.
Keep your bank running constantly with zero downtime and constant operability across borders while maintaining performance at scale.
Data & Analytics
Harness contextual data and analytics to efficiently understand your customers and business to produce more captivating and relevant offerings.
Progressive Flexibility, Fine Tuned Disruption for Innovation
Reaffirm your Organization’s Market Dominance
Digibanc BankSmart empowers banks and financial institutions with the flexibility and agility to update their existing competencies and introduce market-innovative products and services at a scale that exemplifies continuous innovation and allow them to achieve sustainable growth.
BankSmart’s Core Banking System Comprises of the following 3-tier approach:
Digital Islamic Core Banking at Your Fingertips
IslamicBanker
Products
Leverage out of the box preconfigured products ranging from Murabaha, Musharaka, Istisna, Mudaraba, Ijara, as well as Takaful.
Freedom to choose from multiple operating models that range from branch, subsidiary, or hybrid operating models.
End-to-end compliance with the Shariah law, AAOIFI accounting standards, and IAS to deliver unparalleled banking.
Garner full visibility of Islamic deposits and lending books with granular profitability and revenue management.
Provide your stakeholders with financial reporting as per the Islamic standards and fine tune your business for total market leadership.
Digitally Native
Methodologies
Benefit from a completely digital Islamic core banking system that utilizes cutting edge digital methodologies to deliver superior performance and scalability.
Interfaces
Deploy unprecedented ease of use with human centric design and system usability that delights.
With power at its center, grow
your business with the ability
to dynamically add new
products, features and
functionality
without compromising on
performance.
Islamic Core Banking Modernized For the Digital Frontier
Scalable, ethical finance with a Shari’ah foundation that's ready to deploy.
IslamicBanker brings next-gen operability to Islamic financial institutions for future-proofed growth. Blending technological prowess with deep Shariah finance roots enables us to deliver an unparalleled banking experience that transforms the Islamic finance industry.
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